HWH PROMOS
2.99 % Mortgage Rate on Townhomes at Towns at 45th & 5th, Valencia at Divario
With a 3-2-1 buydown from Henry Walker Homes, you’ll enjoy dramatically lower mortgage payments for the first three years—saving thousands upfront—while we cover the cost and you lock in your full fixed rate for the future! Your first year interest rate will be 2.99%.
3.99% Rate Details
What is a 3-2-1 Buydown?
A 3-2-1 buydown is a temporary interest rate reduction that lowers your monthly mortgage payments for the first three years of your loan.
Year 1
Interest rate is 3% lower than your fixed note rate
Year 2
Rate is 2% lower
Year 3
Rate is 1% lower
Year 4
Fixed note rate
Let Henry Walker Help You
How Is This Possible?
Henry Walker Homes is covering the cost of the buydown as part of your new home purchase. That means you enjoy lower payments upfront—without increasing your loan amount or changing your long-term rate.
- Subject to credit approval and qualifying loan programs
- Available only on select homes and with participating lender
- Ask our loan officer for full details, including payment schedule and APR
- Qualification is based on the full fixed rate
Design Studio
Rate Information
Year
Interest Rate
Monthly Savings
Year 1
2.99%
$514.86
Year 2
3.99%
$353.39
Year 3
4.99%
$181.51
Buydown Total Cost
$12,597.03
* This is a sample diagram with hypothetical pricing. This is a seller‑funded 3‑2‑1 buy‑down. You’ll receive reduced payments for three years—3%, 2%, then 1% below your note rate—funded upfront by seller. From year 4 on, your payments reflect your full note rate. We underwrite you at the full rate, so it’s transparent—no surprises later. All terms, APR and payment schedules will be clearly disclosed to you per TILA regulations.”

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Talk to our preferred lender or visit our model homes today to find out how this incentive can make your dream home more affordable.


