Whether you are wanting to purchase a new home, refinance your existing home, or simply just want some more information about our lenders, our buyer tools page will educate and offer more clarity on some of our process.
Tools & Resources
Preferred Lending
Building a home is the “American Dream” and every nail hammered, tile placed, and stair installed is part of bringing that dream to life. The Young Heath Team has partnered with Henry Walker Homes to offer innovative floor plans, personalization, and superbly constructed homes.
The Young Heath Team specializes in a wide range of loan types and will guide you toward the option that gets you into your dream home. No matter what your needs are, they will carefully assess your situation and make decisions that set you up for a brighter future.
LENDER NAME
The Young Heath Team
ADDRESS
489 S Jordan Pkwy W Ste 320,
South Jordan, UT 84095
489 S Jordan Pkwy W Ste 320,
South Jordan, UT 84095
CONTACT INFORMATION
801-888-3681
theyoungheathteam@ccm.com
Choose What Best Fits You
Loans for Home Buyers
The most popular home loan is a conventional loan, such as a 30-year or 15-year fixed loan.
Conventional Loans
A Conventional Loan is a type of home loan not backed by the government. With stable terms and competitive rates, it’s a popular option for buyers with strong credit and a solid financial history.
FHA Loans
An FHA Loan is a government-backed mortgage designed for low-to-moderate income buyers. With lower down payment requirements and flexible credit standards, it helps make homeownership more accessible.
USDA Loans
A USDA Loan is a government-backed mortgage for rural and suburban homebuyers. It offers zero down payment options and reduced mortgage insurance, making it ideal for qualifying low-to-moderate income families.
VA Loans
A VA Loan is a government-backed mortgage available to veterans, active-duty service members, and eligible spouses. It offers no down payment, no private mortgage insurance, and competitive interest rates.
How Big of a Home Loan Can I Afford?
Financing a home can feel overwhelming and intimidating, but Henry Walker Homes is here to help.
Our convenient online mortgage calculator is one of the best free home buyer tools available. This handy resource will help you map out your budget and your path to financing a new home, so you don’t have to do all the stressful guesswork. It will calculate your monthly loan payment based on how much you can put down on your new home and how much you decide to borrow. You can even experiment with different loan amounts and interest rates to see your options.
Rate Buy Downs
Looking to lower the interest rate on your mortgage loan? Henry Walker Homes strives to provide our buyers with the best deals possible, which is why we offer rate buy-downs. By taking this extra step, we help you lower your monthly payments and save money on the lifetime of your loan. Contact us today to learn more about the types of rate buy-downs we offer, and what you qualify for.
Rate Buy Downs
Looking to lower the interest rate on your mortgage loan? Henry Walker Homes strives to provide our buyers with the best deals possible, which is why we offer rate buy-downs. By taking this extra step, we help you lower your monthly payments and save money on the lifetime of your loan. Contact us today to learn more about the types of rate buy-downs we offer, and what you qualify for.
Ready to start?
Are You Ready?
It’s perfectly normal for first-time home buyers to feel nervous about taking on a mortgage and home ownership. Are you prepared for the responsibility? While there’s no clear checklist for whether or not you’re ready to apply for a home loan, there are a few promising signs to look for:
- You’ve had a stable, consistent income for at least six months
- You have saved at least three months of living expenses in an emergency fund
- You are committed to this home for at least five years.
Still unsure? It’s always a good idea to talk to a trusted lender like The Young Heath Team to understand the intricacies of borrowing before you take the plunge. Experienced lending experts can give you an idea of how large of a loan you’ll qualify for and what type of interest rate you can expect.
When you’re really serious about financing a home, apply for preapproval from your designated lender. Preapprovals guarantee builders or sellers that you can afford the house, which can significantly streamline the home-buying process.
